Determining Your Personal Investment Risk Profile Start Now Determining Your Personal Investment Risk Profile Determining Your Personal Investment Risk Profile Answering the following questions about investing, will help us determine a suitable investment strategy for your long term goals. Are you investing: * IndividuallySeparately from your partnerJointly with your partner Client Full Name * Partner Full Name * Email Address * Enter Email Confirm Email Address * Confirm Email Please complete the following 10 questions for your investor profile. 1. Which of the following best describes your own experience level as an investor? * I have had virtually no experience in investing money apart from using bank accounts I have had limited experience in investing I have had a reasonable level of investment experience I would consider myself an experienced investor 2. Which of the following best describes your level of knowledge and understanding of financial markets and investing? * Low Limited Reasonable Solid 3. Thinking about the risk you have taken with your past investment choices, how would you describe the level of risk? * High Moderate Low Not applicable as my past experience is limited 4. In the context of investing, what best describes your attitude to risk? * It is something to be avoided It is a source of uncertainty and needs to be limited It can create the opportunity for improved returns It is something to be embraced 5. If asked to make your own investment decisions, how would you feel? * Not confident at all Somewhat hesitant Reasonably confident Very comfortable 6. If you held a sizable investment that regularly went up and down in value, what would you be likely to do? * Watch it progress daily or weekly as I’m likely to be anxious about investment performance Watch its progress monthly out of concern over investment performance Watch its progress regularly, not out of concern, but just for general interest Only check its progress once or twice a year 7. How would you feel if 70% of your investment portfolio was invested in the share market? * Very comfortable Reasonably comfortable A little hesitant but willing to consider it Not comfortable 8. In order to earn a return above the level of bank interest rates you may need to hold investments that go up and down in value (i.e. have volatility). How important is it to you to protect your investment and minimise the prospect of any fall in value? * Very important. Protecting my existing investment is my main objective Important, but I’m comfortable for at least a small part of my portfolio to have volatility in order to improve returns over the longer term Somewhat important but I’m prepare to take on a reasonable amount of volatility in order to increase my chance of higher returns over the longer term Not particularly important as I’m comfortable that having exposure to volatility Not particularly important as I’m comfortable that having exposure to volatility increases the likelihoods for returns to be maximized over the longer term 9. If you owned a large amount of shares and the stock market fell quickly by 20%, what do you believe your natural reaction would be? * To sell all the shares as soon as possible to avoid any further falls To sell some of the shares to reduce exposure to future falls To hold the shares and wait for a recovery To look for ways to buy more shares 10. Investments that go up and down in value in the short term (i.e. have volatility) are more likely to produce higher returns than investments that remain steady. Are you prepared to experience volatility in your investments in order to increase the chance of higher returns? * No, not at all Yes, but only for some of my investment portfolio Yes for a significant part of my investment portfolio Yes, definitely If you are human, leave this field blank.
