Thank you for submitting the questionnaire

Determining Your Personal Investment Risk Profile

Answering the following questions about investing will assist us to determine a suitable investment strategy for your long term goals.

Client Full Name

Sana Azmeh

Email Address

sana@awebsitetosparkle.com

Are you investing:

Individually

1. Which of the following best describes your own experience level as an investor?

I have had limited experience in investing

2. Which of the following best describes your level of knowledge and understanding of financial markets and investing?

Reasonable

3. Thinking about the risk you have taken with your past investment choices, how would you describe the level of risk?

Moderate

4. In the context of investing, what best describes your attitude to risk?

It can create the opportunity for improved returns

5. If asked to make your own investment decisions, how would you feel?

Reasonably confident

6. If you held a sizable investment that regularly went up and down in value, what would you be likely to do?

Watch its progress regularly, not out of concern, but just for general interest

7. How would you feel if 70% of your investment portfolio was invested in the share market?

Reasonably comfortable

8. In order to earn a return above the level of bank interest rates you may need to hold investments that go up and down in value (i.e. have volatility). How important is it to you to protect your investment and minimise the prospect of any fall in value?

Important, but I’m comfortable for at least a small part of my portfolio to have volatility in order to improve returns over the longer term

9. If you owned a large amount of shares and the stock market fell quickly by 20%, what do you believe your natural reaction would be?

To hold the shares and wait for a recovery

10. Investments that go up and down in value in the short term (i.e. have volatility) are more likely to produce higher returns than investments that remain steady. Are you prepared to experience volatility in your investments in order to increase the chance of higher returns?

No, not at all

Total Client Score

Identified risk profile / Investment strategy

70% Growth

70% Growth Allocation

Your long-term investments will be spread over shares, property, fixed interest and cash. The asset allocation will focus on growth investments, with 70% of your money allocated to shares and property. This portfolio also includes some cash and fixed interest, which will provide reasonably stable income stream but also desires a steady growth in capital value. Be prepared for fluctuations to achieve reasonable capital growth over the medium term.

Sufficient capital is available to draw down to supplement income needs. Minimum suggested timeframe is 7 years.

Client Acknowledgement

You should not proceed with any advice unless you understand:

all investments carry risk and the different asset groups carry different levels of risk,
cash and fixed interest are generally safer and more suitable for short term goals, however in the long term, returns may not be as high as growth assets and there is a risk your capital will not grow in pace with inflation,
property and share s offer a greater opportunity for capital growth and over the long term, the total return can exceed the negative effects of inflation,
increasing your investment exposure to capital growth assets, property and shares, increases the risk of experiencing negative returns in the short term,
a longer term perspective must be taken when investing in property and shares due to the inevitable ups and downs of these markets,
the timing of negative return s is unknown and may occur when you need access to your money thereby affecting the ability to meet your goals,
if you need access to your investments in a hurry and they are investment in property and shares, you may be forced to sell at a loss.

You agree with the identified risk profile and are happy to invest in line with that profile questionnaire

Other Risks

A comprehensive resource for investors, or those considering investing, to understand more about investment risk Investing Between The Flags – A Practical Guide To Investing created by ASIC, which can be read before you proceed with our advice. It is available from Home – Moneysmart.gov.au

Sana Azmeh